Brian E. Bailey, DDS, PC
Benjamin Bailey, DDS, PC
General Dentists
989.631.6075

Insurance

Please review the specifics of your dental insurance plan; keep in mind there are:

  • benefit maximums
  • deductibles
  • “in-network”/”out of network”
  • covered percentages

We are happy to help you maximize your insurance benefits by preparing all the necessary forms and submitting them to your insurance company for you.

Dental plans are designed to help pay a portion of your dental costs. Many plans cover 100%of their allowables for preventative and diagnostic services, and then between 40-80%of basic restorative care and other treatment needs. Your cost depends completely on the services and procedures which your employer has purchased as part of your dental benefit plan through a contract with the dental insurance company.

Even though your plan may limit certain types of treatment it will cover, it is recommended that you discuss with us to decide what treatment is best for your specific needs. Dental plans often limit your options through a contract with your employer and are not based on employees' (you the patient) needs. Dental plan administrators are not usually dental professionals and therefore are not in a position to decide which treatments are right for you. We base our treatment on what is best for you. It is encouraged to speak with us about your individual treatment plan and ask any questions you may have about your dental benefits.

Please know that you are responsible for your total obligation should your insurance benefits result is less coverage than estimated. We can only give estimates as insurance companies do not share actual dollar coverage with us.

Regular dental visits are an important part of your overall health, many studies have shown that poor dental health is linked to other medical issues such as diabetes, oral cancer and heart disease.

Some dental procedures are not covered under a patient’s dental insurance plan, and therefore, may be submitted to a patient’s medical insurance, if applicable. We may ask you for authorization to bill your medical insurance carrier in effort to utilize your benefit as it applies to some specific dental procedures.

If you have specific questions about your insurance plan, please contact our office at 989.631.6075 or by email.